The Following Is Verifiable Proof Of Ownership Of The Debt:
The wet ink copy of the loan contract you signed (NOT a Photocopy), accompanied by a sworn affidavit by a Chartered Accountant stating, they looked into the ledgers and the debt still appears on the Banks ledgers and has not been sold.
Lets Break Down The Above Paragraph.
Not many people know this but when you sign a loan contract you have created a financial instrument which is considered an asset that can be bought and sold.
What your Creditors will do is produce a photocopy of the contract you signed and insist this is proof of ownership of the debt, but as we now know, it is NOT!
They could have photocopied the original contract then sold the debt / asset (the original wet ink contract).
Therefore your Creditor producing a PHOTOCOPY of a loan contract is NOT verifiable proof that they are in fact the rightful owners of the debt.
Lets now expand on the sworn affidavit provided by the Chartered Accountant.
The only employee that has access to the Bank ledgers to make the claim if the debt was in fact sold or not is a Chartered Accountant.
Every Bank has a Chartered Accountant therefore the above is a very reasonable request and easy to satisfy.